Zakat
Do I pay Zakat on ISAs and crypto in the UK?
Updated 2026-07-28
Quick Answer
Yes — if you can access the wealth, stocks and shares ISAs, cash ISAs and cryptocurrency are generally treated like other savings for Zakat at 2.5% of market value once above the Nisab. Locked pensions you cannot draw are usually treated differently.
In detail
An ISA is a tax wrapper, not a Zakat exemption. Include the current market value of zakatable holdings.
Crypto that you own and can sell is zakatable at today’s fair market value in GBP.
For workplace pensions you cannot yet access, many scholars defer Zakat until funds are withdrawable — include only the accessible portion in the calculator.
Sources
- Nisab standards — 612.36g silver / 87.48g gold — Classical weights; GBP value from live spot prices